7 Beech Pl, Valhalla NY – Raised Ranch Single Family, perfect In-law Setup
FHA NEW GUIDELINE 2010
1. Mortgage insurance premium (MIP) will be increased to build up capital reserves and bring back private lending , will go into effect April 5, 2010 new basis points to 2.25%
2. New borrowers will now be required to have a minimum credit score of 580 to qualify for maximum financing. New borrowers with less [...]
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WEstchester – Mortgage Market News for the week ending December 11, 2009
Mixed Week for Mortgage Markets This week’s economic news was mixed for mortgage markets. A speech from Fed Chief Bernanke pushed mortgage rates lower early in the week, but weak results in the Treasury auctions caused them to turn higher again later in the week. In the end, mortgage rates finished with little net change. [...]
Westchester Home Buyers Tax Credit
Basic Qualifications and Conditions
Q. What are the basic eligibility requirements for a first-time home buyer?
To qualify as a first-time home buyer, you cannot have owned a home that was your principal residence in the three years prior to closing.
Q. What are the basic eligibility requirements for repeat buyers?
To qualify as a “step up” or repeat [...]
Mortgage Firms Pressed for Loan Relief
The administration said Monday that it would increase the pressure on banks to help troubled homeowners receive permanently lower mortgage payments.
The Treasury Department said that mortgage servicers would be required to submit plans on how they would decide whether a loan would be permanently modified. Bank that fall short of the guidelines of their agreement [...]
Helping Homeowners with Mortgages
The big talk in Washington these days is “helping homeowners”. Unfortunately, what passes for help to homeowners in the capitol might look more like handing out money to banks anywhere else.
The basic story is fairly simple. Tens of millions of US homeowners are now underwater: they owe more on their mortgage than the market value [...]
How to Evict a tenant out , asap from homes
When a tenants, hasn’t paid their rent or the tenant hasn’t lived up to the terms of the lease agreement . What ever the reason , how do you go about evicting the him out?
First and foremost, remember that the laws in your state may require different procedures than the general advice in this post, [...]
Yonkers, NY budget balance 2009
Proposed 7.8% property tax increase will help preserve city services
There is an proposed 7.8% property tax increase that will help preservce city services and get the deficit as well. In the spending plan for $903.3 millions , 1.18% total increase in spending over last years’s . The major is trying to avoid several hundred [...]
What To avoid When Apply for Home Mortgage. Westchester NY
1. Don’t change your employment status
2. Don’t make any major purchases Like (Cars, furniture, home theater, vacation, etc..)
3. Don’t increases your credit card debt or miss any payments
4. Don’t change bank accounts or make undisclosed large deposits.
5. Don’t apply for a credit card, co-sign a loan or make a credit inquiry.
6. Don’t spend money you have set aside for closing-not any, [...]